GST Composition Scheme: Benefits for Small Traders

कंपोजिशन स्कीम — छोटे व्यापारियों के लिए

8 min read
5 December 2024
HCS

Reviewed by HCS Expert Team

Updated on 5 December 2024

GST Composition Scheme — Is It Right for You?

The Composition Scheme is a simplified GST option for small businesses. Here is everything you need to decide.

Eligibility Criteria

  • Turnover up to ₹1.5 crore (₹75 lakh for some states)
  • Only for traders, manufacturers, restaurants
  • No interstate sales
  • No e-commerce sales
  • Tax Rates Under Composition

    Business TypeTax Rate
    Traders1% (0.5% CGST + 0.5% SGST)
    Manufacturers1%
    Restaurants5%
    Service providers6%

    Benefits of Composition

  • 1. Lower tax rate — Pay only 1%
  • 2. Quarterly returns — CMP-08 every quarter
  • 3. No invoice-wise data — Summary filing
  • 4. Less compliance — No e-way bill for most
  • 5. Simple accounting — Total turnover based
  • Limitations

    • Cannot collect GST from customers
    • Cannot claim ITC on purchases
    • No interstate supply
    • No e-commerce
    • Must mention "Composition Dealer" on invoices

    Who Should Opt?

    Good for:

    • Local retailers
    • Small manufacturers
    • Restaurants without interstate operations
    • Businesses with few purchases

    Not good for:

    • Interstate traders
    • E-commerce sellers
    • Exporters
    • B2B with GST-registered buyers

    How to Opt via Tally

  • 1. Get composition registration on GST portal
  • 2. Configure company as composition in Tally
  • 3. Invoices auto-marked "Composition Dealer"
  • 4. CMP-08 generated quarterly
  • Frequently Asked Questions

    Can I switch from regular to composition?
    Yes, at start of financial year. You must reverse ITC on stock and capital goods.
    Is composition good for B2B business?
    Generally no, because buyers cannot claim ITC on your supplies. Best for B2C businesses.